Sales: 888.881.1988 Support: 833.214.2715
Sales: 888.881.1988 Support: 833.214.2715

Every Way Your Customers Want to Pay, Handled in One Place

Protected Card
Handling

Card data moves through secure, encrypted processing, so sensitive account information stays shielded and your exposure to fraud and disputes stays low.

Credit and PIN Debit
in One Flow

Take all major credit cards and PIN debit from the same tender screen. Cashiers learn one process instead of juggling separate steps for each type.

Mobile Wallets
and Contactless

Customers pay with a phone, a watch, or a tap-enabled card and are on their way in seconds, with no extra device sitting on the counter.

Every Card,
However It Reads

Terminals handle contactless, chip, and magnetic stripe, so a worn card or an older account never turns into a held-up line.

Numeric five
Saved Payment
Methods

Keep an authorized card on the customer record so repeat orders and account sales close without asking anyone to read out a number again.

Numeric six
Invoice Payments
on File

Settle outstanding invoices using a stored card. Collections move faster and your team stops keying the same payments in one at a time.

Surcharge
Pass-Through

Where state and card brand rules permit it and the setup is done correctly, eligible credit card processing costs can be passed through rather than absorbed.

Less Duplicate Work
Everywhere

Payments run inside your POS, so one entry updates the sale, the customer record, and the books. Nothing gets rekeyed and nothing gets reconciled twice.

Keep the Line Moving Without Extra Steps

Cashiers should not have to think about which device does what. Ring the sale, choose how the customer is paying, and finish. Everything else happens behind the screen.

  • Split a single ticket across more than one card, cash, check, or account terms
  • Take deposits and partial payments on quotes, special orders, and custom work
  • Send a refund back to the original card without rekeying the number
  • Sell and redeem gift cards from the same tender screen
  • Reprint or email a receipt without leaving the sale
  • Give cashiers permission levels that match what they should be allowed to do
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Close Out Without Chasing Totals

When payments run outside the POS, reconciliation becomes a daily search. Integrated processing means the batch, the register, and the general ledger are describing the same day.

  • Settlement batches line up with register totals so differences are obvious right away
  • Drawer counts capture over and short by cashier and by shift
  • Find any transaction by date, amount, authorization code, or last four digits
  • Answer a dispute using the signature and receipt already attached to the sale
  • Post the day to QuickBooks Online or Sage 100 without retyping deposits

Give Charge Accounts a Faster Way to Settle Up

Wholesale and contractor accounts are where collections quietly slow down. Payment tools tied to receivables shorten the distance between an invoice going out and cash coming in.

  • Email statements and invoices so the customer has what they need to approve payment
  • Apply one payment across several open invoices, or select specific documents
  • Auto-apply to the oldest balance when the customer does not specify
  • Check credit limits and hold flags at the moment of sale, not after shipping
  • Set up scheduled payments for standing orders and recurring deliveries
  • Post deposits and prepayments against open orders so nothing is double billed

Keep Card Data Out of Your Building

The safest card number is the one you never hold. Modern processing replaces the card with a token, so your database stores a reference instead of anything a thief can use.

  • Card numbers are tokenized, so the stored value is useless outside your processor
  • EMV chip and contactless acceptance at every attended terminal
  • Encryption at the reader keeps card data off the workstation entirely
  • Narrow the systems that touch card data, which narrows your PCI scope
  • Role-based permissions and an audit trail for refunds, voids, and price overrides
  • NCR Secure Pay available as the integrated processing option
Learn how payment processing fee works

Questions We Hear About Payments

Straight answers to what business owners ask before they change anything.
Do I have to change processors to use integrated payments?

Not always. It depends on which platforms your current processor supports and what terminals you are running. We review your existing arrangement first and tell you plainly whether it can be integrated or whether a change would serve you better.

What actually happens to a card number when it is stored on file?

The number is replaced with a token. Your Counterpoint database holds a reference that only your processor can turn back into a real card, and only for your account. If someone copied it, they could not use it anywhere else.

Is surcharging something we can just turn on?

No. Rules vary by state and by card brand, and there are disclosure and receipt requirements attached. Where it is permitted and configured correctly, it can be enabled. We walk through the conditions with you rather than flipping a switch.

What happens if the internet drops during business hours?

How that is handled depends on your terminals and configuration. We set expectations up front, cover the fallback procedure during training, and make sure your staff know exactly what to do rather than guessing at the counter.

Will payments post to our accounting system automatically?

Yes. Payment activity flows into QuickBooks Online or Sage 100 through our integrations, so daily deposits and receivables entries are not being retyped by someone at month end.

Contact Usimage

Book a free consultation with our payment solutions experts to find the right setup for your business. We’ll discuss your payment needs, explore integrated processing options, and help you simplify transactions, improve accuracy, and create a smoother checkout experience for both your team and your customers.